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If you currently carry a credit card balance, you want to pay if off as quickly as possible. As everyone knows, interest rates will keep you paying longer than you would if you only had to repay the principle. If you have good to excellent credit, you should consider a balance transfer credit card with 0% interest, to help pay down those balances faster.
Your goal is to pay off your balance while the interest rate is at 0%, so choosing a balance transfer credit card with the best combination of 0% interest period and no/low fees is important.
Lots of top charge cards advertise a 0% introductory period, but not all offers are the same. Some cards have balance transfer fees, some have bonuses (like cash back). Determining how quickly you want to pay off your credit card should dictate the card your select.
Balance Transfer Credit Cards: Read the Fine Print
It’s important to understand all of the balance transfer terms and conditions before applying. Some approved applicants are surprised when they receive interest rate terms that are not as favorable as the best rates advertised. If your balance transfer credit card APR and fees are not what you anticipated, you should try to negotiate with the issuer for better terms.
Balance transfer credit card offers are perfect for people who would like to consolidate their credit card debt onto one card. This is very beneficial if you would like to transfer balances from higher interest rate credit cards to others offering lower interest rates. Some of the balance transfer credit card offers below have low introductory 0% APR interest rate on credit card balance transfers and even cashback bonus.
Balance Transfer Credit Card Offers
By clicking on any balance transfer credit card application link, you will be directed to that credit card issuer’s website. Their website contains a full listing of the terms and conditions that govern their balance transfer credit cards. It is important to review these terms and conditions, because while every attempt is made to present complete and accurate information here, the claims made on this page are for promotional purposes only. Any and all details, rules, and offers listed on the issuer’s website supersede claims made here. CreditQ.com has financial relationships with some of the cards mentioned here, and CreditQ.com may be compensated if consumers choose to apply for these links in the content, and ultimately sign up for them.
