Chase provides a wide range of credit cards to consumers with good to excellent credit, and is particularly known for their rewards credit cards. For example, there is a Chase reward credit card that earns general travel points towards airfare on various airlines (Chase Sapphire), as well as cards that build points for specific airlines (Continental Airlines OnePass Plus Card, and United Mileage Plus Explorer Card).

The best Chase reward credit card is the one that matches your spending habits, with the lowest cost to you.

Because you’ll likely be applying for a rewards credit card, read all of the terms and conditions carefully. And know that you may be approved for a credit card, but may not qualify for the best rates available. Be particularly aware of any universal default clause (this allows one credit card to raise your interest rates if you’ve been late paying a different bill), which could erase any benefits of a rewards program if your interest rate increases. And as with any rewards credit card, do not carry a balance, as this will also erase any benefits of the card.

Chase Credit Card Offers Require Good to Excellent Credit

If your credit score is below good to excellent, you should take steps to improve your credit before applying for any Chase credit card. Consider opting for an unsecured or secured credit card to rebuild your credit. Once your credit rating increases sufficiently, then apply for a credit card with your desired interest rates and rewards.