Whether you are leaving COBRA, working for a very small employer, or are not happy with your current individual plan, you realize that you (and maybe your spouse/family) need individual health coverage. After you have recognized this need, what is the first step you should take?
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In some ways we have the Coca-Cola Company to thank for the madness that is extreme couponing. In 1888, the cola giant began offering the first modern-day coupon. This unique marketing strategy seems to have worked well for Coke, helping it expand into millions of homes, becoming the international mega-brand we all know today. Fast-forward to 2012 and the once-novel advertising device, the coupon, is more popular than ever (view printable coupons here).
The recent economy has shown improvement, but many American families are still struggling with unemployment or underemployment and reduced spending in their household. Given the challenges associated with this, budgeting tips can make a critical difference when faced with financial restraints. This article details several ways to make an impact on your bottom line by incorporating budgeting into the mix.
Coupons are a multi-billion dollar industry in the U.S. alone. In 2011, Americans saved approximately $4.6 billion by redeeming coupons (NCH Marketing Services). This is not surprising considering several of the largest coupon websites can reach millions of people each day via their sites and affiliate programs. Additionally, group coupon deal websites (like Groupon and Living Social) have expanded from fewer than a million members in select cities, to near-complete market saturation in many of the largest U.S. regions, with Groupon offering local deals in over 48 countries.
It has been said that if you want to capture someone's attention, whisper. This article asserts that another method is through life insurance. Not only will you capture the attention of your loved one(s), you will also show the person(s) how much you care for them now and in the future.
Very recently a friend of mine went through the illness and death of his beloved grandfather. His grandfather was in reasonably good health for the majority of his 80-something years, and had the foresight to set up trusts and sign a will.
Since the Dow Theory was originally developed by Charles Dow at the end of the nineteenth century, it has become common to have various indices that measure the market as a whole. Dow’s writing developed the idea that the prices of individual stocks move together and that it is possible to have a measurement that is a surrogate for the entire marketplace.
Thousands of small businesses are born every month in this country. Some of these businesses get off the ground in the first year, and thrive; while other businesses don’t make it past the six-month mark.
What do you think the most important debt-related story of the last few months has been? Home foreclosures, lowered debt levels, decreased savings...? In the last week alone the discussion surrounding young people and debt has become a topic of increasing discussion online, as highlighted by several news outlets, including the Chicago Tribune, Huffington Post, MSN, and more. What's the take-away message, and why should you be paying attention?
When you realize you’re unable to pay all of your monthly bills, the first thing you should do is determine whether you are going to pay your bills (and debt) at all.