Coinciding with the launch of the CreditQ Social web site, we’d like to encourage all new site members to engage with one another via our site Forum. CreditQ Social is a network for people who like to discuss financial topics, issues, and news.
The site is also a great place to ask questions regarding financial matters, and/or to offer advice to help others seeking advice. The CreditQ Social forum post contest is as simple as asking (and/or answering) a question.
No purchase or payment necessary to enter or win. CreditQ Social must receive 50 or more qualified entries during the contest period for the prize to be awarded. So make sure to share this contest with anyone who’d want to enter!
Official CreditQ Social Forum Post Contest Rules
The Forum section of the CreditQ Social web site serves as an integral component for delivering interesting content on financially-related topics and ideas. There are two ways to be eligible for the CreditQ Social Forum contest : (1) post a financial question to our forum, and/or (2) post a legitimate and appropriate answer to a forum question. Eligible forum post questions must address a specific financial-related topic, and must not be related to a contest forum. Eligible forum answers must address the question specifically, and may not be an answer to your own forum question.
If the contest continues from month-to-month, new eligibility dates will be detailed on this page.You may enter the contest each month, as long as you post an eligible forum question and/or respond to another forum post (within the contest eligibility dates), you'll be entered for that month.
Unsure about the rules? Read below for further details, or visit our Offical CreditQ Social Forum Contest Discussion page. No purchase or payment necessary to enter or win.
This contest is open to U.S. residents who are 18 years of age or older, and have a current profile on the CreditQ Social web site. Previous CreditQ Social forum post contest winners are ineligible. All applicable dates are for calendar year 2012.
Contest begins at 12:00 noon (PDT) on September 1st and ends at 12:00 noon (PDT) on September 30th. A non-cash prize will be awarded to one eligible entrant, in accordance with these Official Rules.
One $50 electronic gift card (to be selected by the winner from a list of select retailers) will be awarded to one eligible entrant. CreditQ Social must receive 50 or more qualified entries during the contest period for the prize to be awarded. Prize winner will be chosen at random.
How to Enter
- Join CreditQ Social.
- Create a profile.
- Visit the Forum section of the site.
- Post a forum question, and/or an answer to a forum question.
- Each site member may have a maximum of two contest entries: one for posting a forum question, and one for posting a forum answer.
Qualified Entry Requirements
Entrants must participate by way of an Internet Service Provider or other method of Internet access and have a personal e-mail address.
- Forum post questions and answers must be your own original content, originally published to the CreditQ Social website (in other words, no re-writing a previously asked question or answer).
- Forum post questions and answers will be considered originally published on CreditQ Social on the date which they are added to the CreditQ Social web site.
- Forum post question must address a financially-related topic.
- Qualified entries must meet “How to Enter” requirements.
- Employees of Credit.com, CreditQ.com/Social, and its respective affiliates, subsidiaries, advertising and promotional partners, as well as immediate family members of these employees/partners are not eligible to enter or win. All national, federal, state and local laws and regulations apply.
- Previous CreditQ Social forum post contest winners are ineligible.
Award Selection Criteria and Odds of Winning
Each qualified entry (max. of two entries per site member per promotion period) will be included in a pool of all eligible entries. The prize winner will be selected at random from this pool of all eligible entries.
CreditQ Social must receive 50 or more qualified entries during the contest period for the prize to be awarded. The chances of winning are based on the total number of entries received. Only one winner will be chosen.
Winner Notification & Prize Acceptance
Award determination will occur October 1st-5th, and the winner will be notified via email on or before Friday, October 5th at 5:00pm (PDT).
The prize winner must acknowledge the award, via email, within 3 business days of award notification, after which time any claim to the award is forfeited.
In the event that a first prize winner cannot be contacted, CreditQ Social may contact an alternate prize winner, but is not obligated to do so.
Once award notification is confirmed (via an acknowledgement email from the award winner), the winner will be announced within 2 business days, and the prize delivered within 3 business days.
CreditQ.com and CreditQ.com/Social, in its sole discretion, reserve the right to disqualify and void any/all entries from any person:
- Who violates the Official Contest Rules
- Who tampers with the contest entry process
Any attempt to damage the website or undermine legitimate operation of the website (or contest) is in direct violation of criminal and civil laws. CreditQ.com and CreditQ.com/Social reserve the right to seek damages and/or other relief from anyone who attempts such conduct.
If, for any reason, the contest is not capable of running as planned, or the minimum number of qualified entries are not produced, CreditQ.com and CreditQ.com/Social reserve the right, at its sole discretion, to alter this contest, including:
- Cancelling the contest
- Early termination of the contest
- Modifying the contest
- Suspending the contest
In the event the contest is cancelled or terminated early, CreditQ.com and CreditQ.com/Social reserve the right to select the prize winner from among all eligible entries received prior to the cancellation or early termination date. CreditQ.com and CreditQ.com/Social shall in no way be responsible or liable for more than the number of prizes stated herein.
All federal, state and local taxes associated with the acceptance of the prize, are solely the responsibility of the winner. No substitution or transfer of prizes permitted. This contest will be governed by the laws of the State of California. Any and all legal actions or claims arising in connection with this giveaway must be brought in the State or Federal Courts in San Francisco, California.
By participating in the giveaway, each participant agrees to release from liability and hold CreditQ.com, CreditQ.com/Social, and its employees, officers, directors, shareholders, agents, representatives, parent companies, affiliates, subsidiaries, advertising, promotion, fulfillment agencies, etc., harmless from any and all losses, damages, rights, claims and actions of any kind in connection with the sweepstakes or resulting from acceptance, possession, or use of any prize.
The winner’s username will be posted on the CreditQ.com/Social website, as well as on this contest page.
(Image: Natesh Ramasamy, CC BY 2.0, flickr.com)
April 2012 Contest Winner: No prize awarded
May 2012 Contest Winner: No prize awarded, minimum number of entries not met. Please encourage others to enter this contest.
June 2012 Contest Winner: No prize awarded, minimum number of entries not met. Please encourage others to enter this contest.
July 2012 Contest Winner: No prize awarded, minimum number of entries not met. Please encourage others to enter this contest.
August 2012 Contest Winner: No prize awarded, minimum number of entries not met. Please encourage others to enter this contest.
September 2012 Contest Winner: