Moneywise Forum
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We are trying to be financially responsible and as our 10 year old car is starting to go through expensive repairs where the cost of its annual repairs are now the same cost as monthly payments on a car loan, we are trying to decide if our savings shLast replied by :
Jennifer Jayson
more than a month ago
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What is meant by loan sharks?Last replied by :
Maria DCruz
more than a month ago
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What does the word equity means?. I heard people saying I have equity on my mortgage.Last replied by :
Joan Paula Garcia
more than a month ago
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One of my friends needs someone to co-sign his loan at a local bank. He asked some of our common friends but everyone turned him down. Now he asked me but I didn't gave an answer yet. What do you think? Should I help my friend in need and co-sign theLast replied by :
Cindi Townsend
more than a month ago
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Jennifer Jayson – in MoneyWhat is the risk of opening a joint account in a bank? Do the banks have any safety measures related to such accounts?Last replied by :
Fran Smith
more than a month ago
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Well it is not actually me but my cousin. He is jobless at the moment but he does have the money for the downpayment. What do you think are his chances of getting approved for a mortgage? Or should he wait to get hired first before he applies for oneLast replied by :
Fran Smith
more than a month ago
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My friend had excellent credit at one point and he tarnished it when he couldn't afford some credit card bills. Then, he just started maxing out his credit because he "didn't care" (he was 20 and had this "I wont need credit" mentality). Now, 5 yearsLast replied by :
Maria DCruz
more than a month ago
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Daniel Escobedo – in GeneralI got an offer in the mail from Discover about a personal loan with about 8% interest rate. I have 3 major credit cards totaling $4,000 (interest rates between 10 and 20%) that I would like to consolidate and pay off. Is this a good option? Will it hLast replied by :
femilina
more than a month ago
Recent Posts
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We all know that there are lots of risk associated with payday loans but what according to you is the biggest problem with payday loans?Last replied by :
Maria DCruz
more than a month ago
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What other alternatives do I have other than appointing a debt settlement firm?
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Alright, I've asked the age you start acquiring debt. I want to flip the script again and ask this question: At what age, did you get it? At what age did you begin to develop good financial habits? For me, it was around 25.Last replied by :
Jennifer Jayson
more than a month ago
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I heard that significant credit card debt can put you at a markedly higher risk of bankruptcy. Is that true?
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We all have people that we look up to as experts on money, whether they are in real life or in books, television, and the like. These people can have a big influence on how we view and spend our money so it's always important to take a look at who weLast replied by :
Maria DCruz
more than a month ago
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Maria DCruz – in RetirementHave you ever calculated you will have enough money for the long years of retirement or not?
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Here's another curious question: Do you collect change (as in coins)? If so, what do you do when it adds up?Last replied by :
Jennifer Jayson
more than a month ago
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Jennifer Jayson – in MoneyHow to teach children the value of money?Last replied by :
Jennifer Jayson
more than a month ago
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What are the things you should KNOW and DO before applying for a Business Loan?
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Fran Smith had a good question about building credit and it got me to thinking about another question: How long (on average) does it take to restore your credit?Last replied by :
Charles
more than a month ago
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Jennifer Jayson – in Car LoansI heard it is better to have a pre-approved car loan before you buy the car because it is easier to get a good deal. Is that true? Does any one has any experience on that?Last replied by :
Maria DCruz
more than a month ago
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Maria DCruz – in GeneralWhat are the factors that determine the total cost of personal loan?
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Fran Smith – in MoneyOf course, all of us have our own dreams but then what is something which you are really preparing for? A house? A car (could still fall into this category despite its value that depreciate)? or a business?Last replied by :
Jennifer Jayson
more than a month ago
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Jennifer Jayson – in Car LoansHow to find out a good interest rate on an auto loan as opposed to a poor rate?
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Charles – in Credit CardsResolvedAnother curious question: At what age did you get your first credit card? I got, like I believe a lot of other people will say, at 18 right at the beginning of college?Last replied by :
Maria DCruz
more than a month ago
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Maria DCruz – in Credit CardsWhat are FICO scores? How much scores you need for the best mortgage rates?
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Can anyone tell me how is credit score determined?
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What are some important things you need to know before choosing a debt settlement firm? 7 Warning Things You Need to Know Before You Choose A Debt Settlement Firm
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I'm wondering how could someone be able to build a good credit? What are the proven ways and methods to have a good credit score as well as credit standing and background? All I know is having the old school credit cards so as to begin building crediLast replied by :
Jennifer Jayson
more than a month ago
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How much does your credit score go down when a credit card is canceled?
